KATHMANDU: Nabil Bank Limited has launched the Nabil Virtual Credit Card with the objective of making customers’ digital banking experience more convenient, secure, and modern. The service, which went live on Thursday, 15, October, 2026 can be accessed and used through the Bank’s nBank App.
The fully digital credit card is designed to provide customers with quick, secure, and hassle-free access to credit facilities. Through this service, customers can obtain a credit card directly from their mobile banking application and use it for daily digital transactions.

According to the Bank, customers can now obtain a virtual credit card through ‘Apply Now’ option in the home page of the app without having to go through the paperwork and procedural requirements typically associated with conventional credit card.Bank has pre-approved its eligible customers through inhouse robust data driven data analytics model. Eligible customers can find the ‘Apply Now’ option automatically in the home page of the app. The card can be used for QR based payments within Fonepay Merchant QR only.  

Nabil Bank believes that the Nabil Virtual Credit Card will mark a significant milestone in Nepal’s digital banking journey. Developed in response to the growing demand for digital financial services, the card is expected to offer customers a secure, simple, and seamless payment experience. 

To facilitate the launch of the service, Nabil Bank Limited and Fonepay Payment Service Limited signed a Memorandum of Understanding (MoU) on Wednesday. Through this collaboration, customers will be able to transact seamlessly across Fonepay QR Merchant using the virtual credit card.
Addressing the MoU signing ceremony, Manoj Kumar Gyawali, Chief Executive Officer (CEO) of Nabil Bank, reaffirmed the Bank’s continued commitment to innovation and customer-centric banking solutions. He stated that the launch of the Nabil Virtual Credit Card reflects the Bank’s strategic vision of accelerating digital transformation while strengthening its efforts to provide advanced financial solutions that meet the evolving needs and expectations of customers.

“Customer convenience remains our top priority. In line with the demands of the digital age, we are continuously working to deliver banking services that minimize the need for customers to visit a bank branch. The Nabil Virtual Credit Card is an important step in that direction,” said CEO Gyawali.Nabil Bank has been playing a leading role in Nepal’s digital banking sector by developing technology-driven and customer-focused financial solutions. 

The Bank stated that it will continue to expand innovative digital services aimed at enhancing customers’ financial access, convenience, and overall banking experience.Nabil Bank Limited is a pioneer bank in Nepal’s banking sector, committed to offering innovative and customer-focused financial solutions. With a strong emphasis on digital transformation, Nabil Bank continues to redefine banking experiences for its valued customers. It has 262 branches and 316 ATM network all over the country.